Credit Card Referrals
These are my credit card referrals. Please, please, pretty please, don’t get a credit card if you are not absolutely sure you can manage your spending and pay on time. The fees and interest are not worth any kind of perks or rewards!
Disney Visa Card Fun for the perks at Disney Parks, but not so good on the spending rewards. This is the no annual fee version we carry for the Parks perks!
Chase World of Hyatt Visa I have the basic, old version of this card, but we recently added the new World of Hyatt card to Bryan’s wallet. This card doesn’t have much in the way of valuable spending categories, but occasionally Chase will present spending bonus offers. The value of this card comes with the perks of automatic Discoverist status in Hyatt’s loyalty program and a free anniversary night in a Category 1-4 hotel.
Chase Sapphire Preferred Great starter credit card for travel. Ultimate Rewards, especially when paired with Freedom, are great earners and great for transferring to travel partners.
Chase Southwest Premier This is a great way to get some Southwest miles built up in your account!
Chase Ink Business Preferred This one is not as great an earner as the no longer offered Ink Plus, but after you receive the welcome bonus, you could downgrade to Ink Cash for better reward categories as long as you have a Sapphire product to access Ultimate Rewards.
American Express Blue Cash Preferred Card We use this one exclusively for groceries as it earns 6% cash back on up to $6,000 each year. This makes the annual fee of $95 mere pittance compared to the maximum of $360 or more you can earn from it. With this link, you can choose from any American Express Card you want. We love AMEX for their great AMEX Offers.
American Express Hilton Ascend This card gives us Gold status at Hilton, which in my opinion, has the best benefits of any mid-level hotel loyalty tier. With it, you can pretty much have free breakfast at any Hilton property, and they have an extensive footprint. It now also comes with a free anniversary night to offset your annual fee.
American Express Starwood Business This used to be the gold standard in credit card rewards, but has been devalued in the Marriott-Starwood merger. You can still use points to transfer to airlines, which is uncommon in hotel-branded credit cards. This card will give you silver status in the Marriott program, but I can’t see any tangible rewards in silver. They did recently add a free anniversary night to offset the annual fee.
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