Swagbucks: All-in-one earning site
Shopkick: Check-ins, click through, scans
DOSH: Cash back for in-store and click through
Pei: Cash back app linked to your credit cards. Use code debrae0322
Ting: Cell phone and Internet service
Groupon: Local deals at a discount
Credit Card Referrals
These are my credit card referrals. Please, please, pretty please, don’t get a credit card if you are not absolutely sure you can manage your spending and pay on time. The fees and interest are not worth any kind of perks or rewards!
Disney Visa Card Fun for the perks at Disney Parks, but not so good on the spending rewards. This is the no annual fee version we carry for the Parks perks!
Chase World of Hyatt Visa I have the basic, old version of this card, but we recently added the new World of Hyatt card to Bryan’s wallet. This card doesn’t have much in the way of valuable spending categories, but occasionally Chase will present spending bonus offers. The value of this card comes with the perks of automatic Discoverist status in Hyatt’s loyalty program and a free anniversary night in a Category 1-4 hotel.
Chase Freedom Pair this card with a premium Ultimate Rewards card like Sapphire or Ink to get 5x points on quarterly rotating categories like groceries, gas, and holiday shopping.
Chase Sapphire Preferred Great starter credit card for travel. Ultimate Rewards, especially when paired with Freedom, are great earners and great for transferring to travel partners.
Chase Southwest Visa This is a great way to get some Southwest miles built up in your account!
Marriott Bonvoy Boundless Visa While we don’t put much spend on our hotel cards, they are great for the free anniversary night with a $95 annual fee.
Chase Ink Business Preferred This one is not as great an earner as the no longer offered Ink Plus, but after you receive the welcome bonus, you could downgrade to Ink Cash for better reward categories as long as you have a Sapphire product to access Ultimate Rewards.
American Express Blue Cash Preferred Card We use this one exclusively for groceries as it earns 6% cash back on up to $6,000 each year. This makes the annual fee of $95 mere pittance compared to the maximum of $360 or more you can earn from it. New this year (May 9, 2019), you can also earn 6% cash back on streaming services like Netflix, Hulu, and even Amazon and Apple Music! With this link, you can choose from any American Express Card you want. We love AMEX for their great AMEX Offers.
American Express Hilton Surpass This card gives us Gold status at Hilton, which in my opinion, has the best benefits of any mid-level hotel loyalty tier. With it, you can pretty much have free breakfast at any Hilton property, and they have an extensive footprint. It now also comes with a free anniversary night to offset your annual fee.
American Express Marriott Bonvoy Business This is the converted product from the SPG-Marriott merger. You get a free anniversary night up to 35,000 points, plus the opportunity to earn another. I’m not sure if I will keep this card, as the annual fee has risen to $125. However, you can still transfer points to 40 frequent flyer programs, which is a holdover from the old SPG card.
American Express Blue Business Plus This is my first soiree into Membership Rewards, so we’ll have to see how it goes. While there aren’t any bonus categories on this card, it does earn a solid 2x Membership Rewards points on everything. You can get 10,000 Membership Rewards points for signing, as will I.
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