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No Fee MasterCards at Staples

No Fee MasterCards at Staples


Starting tomorrow, you can pick up a $200 MasterCard gift card at Staples and not pay the activation fee. Pair this with a credit card that gets rewards at office supply stores, you can rack up your points.

Ultimate Rewards Strategy

I use my Chase Ink Business Plus to get 5x Ultimate Rewards at office supply stores. While Chase no longer offers this card, you could use my referral to get the Business Preferred (which does not get 5x at office supply stores), and then downgrade to the Business Cash (which does get 5x at office supply stores), as long as you have another premium Chase card, like Chase Sapphire Preferred or Reserve to use your Ultimate Rewards for travel. Click here to learn more about maximizing Chase Ultimate Rewards for travel.

Get 5x Spending

The great thing about these fee-free MasterCard gift cards is that after buying them with my Chase Ink Business Plus (or Business Cash), I know that when I use them, I’m essentially getting 5x on all of my purchases. This is how I maximize my spending! 5x at the dollar store, 5x at the movie theater, 5x at the doctor’s office. This is where the beauty of the fee-free MasterCard gift card really comes into play.


The terms of this offer state that you can get one $200 gift card per household, but users have reported being able to get as many as 10, since the store’s limit is $2000. Your miles may vary and be sure you have the cash to be able to pay your credit card balance when it comes due. Otherwise the interest will negate your rewards three times over.

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